Life-Income Gifts

Life-Income Gifts

Donors can make a gift to support Vermont Adaptive Ski and Sports, and receive income for their lifetimes.

The way this works is that you would donate cash or appreciated stock to our partners at the Vermont Community Foundation (VCF). VCF would agree to pay you a certain rate of annual income (usually, the older you are, the higher the rate of return), which you would then receive in quarterly payments. You can also designate a second person – presumably your spouse or partner – to be a co-beneficiary of these payments. At the end of your lives, the funds would pass into a fund at the Vermont Community Foundation that will support Vermont Adaptive on into the future.

This kind of gift is called a “charitable gift annuity,” and this can be established with a gift of $25,000 or larger. A different structure that accomplishes many of the same goals is called “a charitable remainder trust.” Both of these entities provide you with annual income for the rest of your life; a charitable deduction for a portion of your gift; and the ability to donate appreciated stock without paying capital gains taxes.

Each person’s situation is unique, and we and our partners at Vermont Community Foundation would work with you to make sure that the gift plan you choose is right for you.

For more information, contact Erin Fernandez, Executive Director, at or (802) 786-4991 ext. 21.

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